...Evaluating the value you have assigned to your time.
Check out the following nuggets* Time is not measured by the passing of years, but by what me does, what one feels, and what one achieves. (Nehru)
* Time misspent is not lived but lost. (Unknown)
Analyzing the daily activities of people, you would realize that time could either be an asset or a liability. In effect, majority of the world population spend their time on irrelevant, wasteful activities. Many do not even know that close to, if not more than, half of their lives have been invested in vain things by virtue of the ways they spend their time.
The Holy Book says, "Teach us to number our days that we may apply our hearts unto wisdom". Thus, I would like to share with you a formula I derived for time - activity management.
T = KXY
where
T = The overall number of years taken to do an activity (years)
X = Total average number of hours/day spent in doing the activity
(or activities)
Y = Time range for the activity (i.e. your present age minus the age at which you started the activity)
K = Lawrence constant = 0.0416667 (hr -1)
Case study
How old are you? 30 years old
When did you start watching TV? Age 10
What's the average number of hours you spend daily? 5 hours
This shows a person who in the past 20 years of his/her life, he/she has spent 4.17years in watching TV.
If you were to be the person, can you identify the fruits you have borne for those years?
It is worth starting that you are responsible for the way you spend your time but you are accountable to God.
Time is a resource. Do not waste it. The productive years of your life start from age 20 to 70. Channel your energies, interests and your passions into doing activities that will add values and virtues to your life spiritually, mentally, maritally, economically, heath-wise, emotionally and socially. Most importantly, let your time be for the pursuit of a viable goal geared towards actualizing your life - purpose.
Be wise! For the time is short.
14 Days to Total Time Control. Easy time management so you can take control of the time in your life. Tame your procrastination to achieve super success.
10.06.2011
How To Create Your Own World of Influence
Vision for excellence is the first factor you must have to reign in life.
Vision is that purpose that drives you toward a target.
To translate your purpose into reality in your life as regards your vision, it is required that you maximize and optimize God-given potentials, passions, talents, gifts, skills and other innate or intellectual (mental) resources at your disposals which have been deposited inside you. These are the factors that determine your creativity, and they are tools for developing your vision. Creativity is the application of these tools.
In effect, vision is a concept, an idea that defines some specific purposes in one’s life. It is not just a wish but an essence of life itself such that where there is no vision, there is nothing to live for. Well, any idea that is not workable is a bad idea. It is mere fantasy. Sure, every person has an idea that will make him or her great in life but the idea is like deep water in the mind, and only persons of understanding (insight) will draw it out, and only persons of applied creativity will achieve it.
All the faculties of human life form an aggregate of a discrete packet of ideas that one needs to reign in life, according to God’s purpose.
Now, consider the nobleman who gave some resources to his servants for investment purpose. “And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by TRADING. Then came the first, saying, Lord, thy pound gained ten pounds…” Luke 19:12-26.
In the first place, this profitable servant must have thought out what he could do with the money for profit making. What he could do was inherent in him. That was the idea, and how to do it was by virtue of creativity. Deep thinking gives room to inspiration, inspiration births ideas, and ideas are secrets of God. “Trading with the secrets of God guarantees your excellence.” (Pastor J.A. Babalola).
Every idea is a function of timing, vital information, opportunities, and an imaginative, sound mind which is characterized by wisdom, determination and optimism. These are real assets of an idea that add value and meaning to life. Great men have control over these assets.
To make profit, work with what you have. Life is a mirror; the quality of the self-image you reflect or manifest in the areas of ministry, career, spiritual, marital, financial and social excellence, is an indication of the manner and magnitude of wisdom, grace, talents, gifts, principles, beliefs, and vision which are on the inside of you. And, creativity is the process of bringing the invisible to the visible by a combined process of imagination, goal setting, implementation, and application of both natural and acquired skills.
Every product you see around you, whether concrete or abstract is a figment of a person’s creative imagination; every invention is a manifestation of someone’s imagination. Vision is in imagination; goal setting is in action of having defined steps to reach or achieve the vision within a specified time frame. Goal setting is an act of developing one’s vision by the application of available resources. That’s creativity.
Your vision is your vocation, and for fruition, you must put in your creativity. It is worth stating that if you are engaged in a vocation, most especially in the areas of careers and professions, primarily because of livelihood – the making of ends meet – rather than a vision that gives meaning or purpose to your existence, then you do not yet have a clear-cut vision and direction. You must chart every course of your life with vision and purpose.
Many people go for a certain business, ministry, career or marriage without being driven by vision or motivated by purpose. As a result, when they encounter adversity such that they seem to be at a disadvantage, they think of doing something else. They have forgotten that quitters never win.
Know these:
• Your business is a vocation
• Career or profession is a vocation
• Ministry is a vocation
• Your marriage is a vocation
• Everything that revolves round you is a vocation.
In effect, the whole of your life is a vocation. Productivity is an expected outcome of a well-directed creativity which, as stated earlier on, is a combination of innate potentials, passions, gifts, skills and other kinds of resources.
We would realize that the Creator Himself is the Author of all creativities. He is a creative Being. God’s creativity is standardized and is always directed towards the performance of a specific purpose. We also share in that nature as individuals who are products of His original creativity. Also, the creative act of God produced the heavens and the earth according to His will and purpose.
Click here for
How to Set and Achieve a Goal
Vision is that purpose that drives you toward a target.
To translate your purpose into reality in your life as regards your vision, it is required that you maximize and optimize God-given potentials, passions, talents, gifts, skills and other innate or intellectual (mental) resources at your disposals which have been deposited inside you. These are the factors that determine your creativity, and they are tools for developing your vision. Creativity is the application of these tools.
In effect, vision is a concept, an idea that defines some specific purposes in one’s life. It is not just a wish but an essence of life itself such that where there is no vision, there is nothing to live for. Well, any idea that is not workable is a bad idea. It is mere fantasy. Sure, every person has an idea that will make him or her great in life but the idea is like deep water in the mind, and only persons of understanding (insight) will draw it out, and only persons of applied creativity will achieve it.
All the faculties of human life form an aggregate of a discrete packet of ideas that one needs to reign in life, according to God’s purpose.
Now, consider the nobleman who gave some resources to his servants for investment purpose. “And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by TRADING. Then came the first, saying, Lord, thy pound gained ten pounds…” Luke 19:12-26.
In the first place, this profitable servant must have thought out what he could do with the money for profit making. What he could do was inherent in him. That was the idea, and how to do it was by virtue of creativity. Deep thinking gives room to inspiration, inspiration births ideas, and ideas are secrets of God. “Trading with the secrets of God guarantees your excellence.” (Pastor J.A. Babalola).
Every idea is a function of timing, vital information, opportunities, and an imaginative, sound mind which is characterized by wisdom, determination and optimism. These are real assets of an idea that add value and meaning to life. Great men have control over these assets.
To make profit, work with what you have. Life is a mirror; the quality of the self-image you reflect or manifest in the areas of ministry, career, spiritual, marital, financial and social excellence, is an indication of the manner and magnitude of wisdom, grace, talents, gifts, principles, beliefs, and vision which are on the inside of you. And, creativity is the process of bringing the invisible to the visible by a combined process of imagination, goal setting, implementation, and application of both natural and acquired skills.
Every product you see around you, whether concrete or abstract is a figment of a person’s creative imagination; every invention is a manifestation of someone’s imagination. Vision is in imagination; goal setting is in action of having defined steps to reach or achieve the vision within a specified time frame. Goal setting is an act of developing one’s vision by the application of available resources. That’s creativity.
Your vision is your vocation, and for fruition, you must put in your creativity. It is worth stating that if you are engaged in a vocation, most especially in the areas of careers and professions, primarily because of livelihood – the making of ends meet – rather than a vision that gives meaning or purpose to your existence, then you do not yet have a clear-cut vision and direction. You must chart every course of your life with vision and purpose.
Many people go for a certain business, ministry, career or marriage without being driven by vision or motivated by purpose. As a result, when they encounter adversity such that they seem to be at a disadvantage, they think of doing something else. They have forgotten that quitters never win.
Know these:
• Your business is a vocation
• Career or profession is a vocation
• Ministry is a vocation
• Your marriage is a vocation
• Everything that revolves round you is a vocation.
In effect, the whole of your life is a vocation. Productivity is an expected outcome of a well-directed creativity which, as stated earlier on, is a combination of innate potentials, passions, gifts, skills and other kinds of resources.
We would realize that the Creator Himself is the Author of all creativities. He is a creative Being. God’s creativity is standardized and is always directed towards the performance of a specific purpose. We also share in that nature as individuals who are products of His original creativity. Also, the creative act of God produced the heavens and the earth according to His will and purpose.
Click here for
How to Set and Achieve a Goal
10.05.2011
Cash Flow Inequality: All Animals Are Equal But Some Are More Equal Than Others
Using simple mathematical concept, we would like to categorize people into the following classes, depending on their earnings, spending, and savings.
The poor:
Needs >> income
Inflow of cash = outflow of cash ...All income spent to meet one's needs.
Agur:
Needs = income
Inflow of cash = outflow of cash ...All income spent.
The rich:
Income > needs
Inflow of cash > outflow of cash ...A small savings.
The wealthy:
Income >> needs
Inflow of cash >> outflow of cash ...A big savings
Keys
= means 'equal to'
> means 'greater than'
>> means 'much more greater than'
Those who live by Agur' principle are neither rich nor poor. They have an average livelihood.
It is financial intelligence to live within one's means. That's financial management of resources. Now, there are two extremes to that principle. Firstly, many people (90% of the world population) continue to manage poverty as they have consciously or unconsciously resigned to living within that tight income bracket. Secondly, a few (10% of the world population) do not only live within their means but also they expand their means by seizing career, business or investment opportunities. This therefore enlarges their income bracket.
To expand your means so as to enlarge your income bracket requires:
• Career opportunity such as promotion to higher cadre in an organization or government establishments based on your experience, performance, years of service, or more professional qualifications. This is a slow track to wealth.
• Business or investment opportunities in the money market, property market, internet, etc.
Click here to get
The Awakening Course: Attracting Wealth, Health, Happiness and Love.. It's ideal for breaking from a boring life.
The poor:
Needs >> income
Inflow of cash = outflow of cash ...All income spent to meet one's needs.
Agur:
Needs = income
Inflow of cash = outflow of cash ...All income spent.
The rich:
Income > needs
Inflow of cash > outflow of cash ...A small savings.
The wealthy:
Income >> needs
Inflow of cash >> outflow of cash ...A big savings
Keys
= means 'equal to'
> means 'greater than'
>> means 'much more greater than'
Those who live by Agur' principle are neither rich nor poor. They have an average livelihood.
It is financial intelligence to live within one's means. That's financial management of resources. Now, there are two extremes to that principle. Firstly, many people (90% of the world population) continue to manage poverty as they have consciously or unconsciously resigned to living within that tight income bracket. Secondly, a few (10% of the world population) do not only live within their means but also they expand their means by seizing career, business or investment opportunities. This therefore enlarges their income bracket.
To expand your means so as to enlarge your income bracket requires:
• Career opportunity such as promotion to higher cadre in an organization or government establishments based on your experience, performance, years of service, or more professional qualifications. This is a slow track to wealth.
• Business or investment opportunities in the money market, property market, internet, etc.
Click here to get
The Awakening Course: Attracting Wealth, Health, Happiness and Love.. It's ideal for breaking from a boring life.
Money Magnet: 2 Secrets of Your Money-Making Neighbors
You have heard about people making money and building a long-lasting financial empire and you wonder why. It is because you are yet to discover the secrets that a Money Magnet uses.
Things work by principles. If you want to attract money to yourself as a money magnet does, you have to take note of the following facts about this class of people:
1. They acquire and develop a business idea that will often, if not always, make them a legal shareholder of the hard-earned income in your pocket. Successful entrepreneurs simply learn to put into your hands an indispensable product or service that will get some ‘dough’ out of your pocket. So, the rich cannot but get richer! Why don’t you join the train too?
2. They have mastered the rules of financial game that gives multiplying power to their money. They play it and win most, if not all, of the time. Example of Fields of financial games: stock market, forex market, affiliate programs, online passive/residual incomes, and traffic exchanges.
The two secrets of a money magnet as stated above are wise ways that can give multiplying power to your money. That's the best bet to make untold riches. I would suggest that you start building your financial base by investing yourself and some money in internet businesses. Many people started with little pennies and have become millionaires over the years.
If you will ever be able to maximize and optimize your little financial resources for wealth creation, you have to imbibe the following:
1. Financial Vision. Conceptualize and write down the financial level you will like to attain.
2. Plan. Identify the business/investment model that will take you there, and set goals in a step-by-step approach.
3. Information. Acquire money-making principles and concepts that will help you multiply the little cash in you pocket. So, don’t eat it, but give it away so that you may have it in folds!
4. Initiative. Take prompt actions. Be proactive.
5. Determination. Your expectations may not seem to be forthcoming, but you must persist.
Let a portion of your money work for you.
Click here to
Get $25,000 In Free Grant Money!!!
Get At Least $25,000 In Free Grant Money For Business And Personal Needs - Never Repay!
Things work by principles. If you want to attract money to yourself as a money magnet does, you have to take note of the following facts about this class of people:
1. They acquire and develop a business idea that will often, if not always, make them a legal shareholder of the hard-earned income in your pocket. Successful entrepreneurs simply learn to put into your hands an indispensable product or service that will get some ‘dough’ out of your pocket. So, the rich cannot but get richer! Why don’t you join the train too?
2. They have mastered the rules of financial game that gives multiplying power to their money. They play it and win most, if not all, of the time. Example of Fields of financial games: stock market, forex market, affiliate programs, online passive/residual incomes, and traffic exchanges.
The two secrets of a money magnet as stated above are wise ways that can give multiplying power to your money. That's the best bet to make untold riches. I would suggest that you start building your financial base by investing yourself and some money in internet businesses. Many people started with little pennies and have become millionaires over the years.
If you will ever be able to maximize and optimize your little financial resources for wealth creation, you have to imbibe the following:
1. Financial Vision. Conceptualize and write down the financial level you will like to attain.
2. Plan. Identify the business/investment model that will take you there, and set goals in a step-by-step approach.
3. Information. Acquire money-making principles and concepts that will help you multiply the little cash in you pocket. So, don’t eat it, but give it away so that you may have it in folds!
4. Initiative. Take prompt actions. Be proactive.
5. Determination. Your expectations may not seem to be forthcoming, but you must persist.
Let a portion of your money work for you.
Click here to
Get $25,000 In Free Grant Money!!!
Get At Least $25,000 In Free Grant Money For Business And Personal Needs - Never Repay!
10.04.2011
The Laws of Money
Money is a major force which for long has held the world spell-bound. It is practically an indispensable tool that affects the flow of economic activities in all the countries of the world. Money is so powerful that it often determines both the evil and the good that characterize our world. In addition to sex and power, money is one of the factors that have revolutionized the world in so many ways.
Money is a measure of poverty.
Money is a measure of wealth
Money is the sole reason for the rat-race struggles in our economy. It makes the world go round. The purpose of every job is to make some money - the only means of exchange for our needs. In other words, it is a gauge for financial level or power or status. And, it is worth stating that money is like a metal, only a magnet can attract it. This suggests to us that the rich are money-magnet because they have not only discovered but also applied the concepts that led to their money-minting machines. So, money is a product of income-generating engines, and the capacity of the engines will determine the amount of cash that can be minted from time to time.
Pathetically, many people lose money as much as they make it because they do not know the principles that affect cash flow. It is no wonder that the rich are getting richer, and the poor are getting poorer.
Buy-Sell Ratio
Basically, your buy-sell ratio affects your financial status.
Many sell money more than they buy. When you sell, you give away a portion of your money; when you buy, you gain a pile of it. Selling money involves activities that involve giving away money to get what you want with little or no possibility of making money from them. Selling money could either be positive or negative. It is positive when what you get has a value to your life. For instance, you do not make money with the food you sell your money to get, but there is the nutritional value for your healthy living. There are people who are simply eating junks (such as candies, fast foods, tobacco) all around. The buy-sell ratio is negative. That is a waste!
Also, it is positive when you buy published materials such as e-books and magazine that give you mental empowerment for building a money-making empire either offline or online.
On the other hand, buying money involves activities, decisions, and choices that make you money when you give away a piece of it. Also, there are a lot of rich folks that have cyber money that can be converted to cash.
Click here for a Surprise Product You Wouldn't Miss:
What Lies In Your Debt? This proven system makes members money while they are able to keep their home, fight off debt collectors, credit card companies, and in just about any situation, they get paid!
Money is a measure of poverty.
Money is a measure of wealth
Money is the sole reason for the rat-race struggles in our economy. It makes the world go round. The purpose of every job is to make some money - the only means of exchange for our needs. In other words, it is a gauge for financial level or power or status. And, it is worth stating that money is like a metal, only a magnet can attract it. This suggests to us that the rich are money-magnet because they have not only discovered but also applied the concepts that led to their money-minting machines. So, money is a product of income-generating engines, and the capacity of the engines will determine the amount of cash that can be minted from time to time.
Pathetically, many people lose money as much as they make it because they do not know the principles that affect cash flow. It is no wonder that the rich are getting richer, and the poor are getting poorer.
Buy-Sell Ratio
Basically, your buy-sell ratio affects your financial status.
Many sell money more than they buy. When you sell, you give away a portion of your money; when you buy, you gain a pile of it. Selling money involves activities that involve giving away money to get what you want with little or no possibility of making money from them. Selling money could either be positive or negative. It is positive when what you get has a value to your life. For instance, you do not make money with the food you sell your money to get, but there is the nutritional value for your healthy living. There are people who are simply eating junks (such as candies, fast foods, tobacco) all around. The buy-sell ratio is negative. That is a waste!
Also, it is positive when you buy published materials such as e-books and magazine that give you mental empowerment for building a money-making empire either offline or online.
On the other hand, buying money involves activities, decisions, and choices that make you money when you give away a piece of it. Also, there are a lot of rich folks that have cyber money that can be converted to cash.
Click here for a Surprise Product You Wouldn't Miss:
What Lies In Your Debt? This proven system makes members money while they are able to keep their home, fight off debt collectors, credit card companies, and in just about any situation, they get paid!
12 Principles for Personal Fulfilment
It is not only true that ‘variety is the spice of life’, but also that life gives birth to a variety of elements, depending upon the kind and the degree of inputs which are processed in its intricate womb, so to say. The quality of inputs determines the quality of outputs that life gives. Thus, life is a dynamic that reflects a scale of the value and the state of different personalities all over the world.
Life is said to be a dynamic because it is a function of certain ‘cosmos laws’ that direct its affairs and it is such that if left uncontrolled, they will act in mastery over persons who are under its influence. For this reason, many people’s experiences have shown that life does not readily give what man desires or expects. All things in nature work by principles (which we have termed cosmos laws).
In the real sense of it, life should be an enjoyable moment of one’s existence as a living being, but it will not readily deliver such expectations unless one works by essential principles that will yield desirable results for one’s good.
Therefore, every man should be ready to take responsibilities with a dogged commitment to reign in life. If you don’t dictate to life what you want from it, life will give whatever pleases its sense of judgment, and this is usually far below what is desirable. One must be active as well as proactive. To be passive – doing little or nothing to harness the principles and forces of life – will pull you towards a direction that is frustrating and disappointing.
Inarguably, some are ‘great’ while some are ‘small’, the difference being the manner in which each category takes, handless and manages life. That difference, no matter how small, is an extra mile that the great minds cover. That makes them extraordinary. That extra is excellence.
To someone, life is hard; to another, it is pleasant. So, life means different things to different people because of different inputs involved. The big question before you is: what do you want out of life?
Now, if you are in such a state that you know there is got to be more to the life that you are living now, the following guidelines could be of help, if and only if you want to move from where you are to where you should be. The guidelines, though not exhaustive, are a part of the instruments that will put the cosmos laws together to make things work for your excellence in life.
1. Search yourself and provide a definite answer to this question: who am I? The discovery of your real self is tied to the discovery of your purpose of living, and vice versa.
2. Examine your attitudes to life. Pour attitudes (such as pessimism, slothfulness and thoughtlessness) will only put you on low levels where you will be a slave or product of circumstances.
3. Define your problems, be it spiritual, professional, or intellectual, and then solve them. If spiritual, seek God. If professional, upgrade your profile. If intellectual, renew your mind.
4. Diagnose and cure your weaknesses (such as anger, temper, carelessness, indulgence, forgetfulness, impatience). Potentially, weaknesses, if left uncontrolled, are breakers. They can break your marriage bond, break your business, and break your viability in life.
5. Re-evaluate your priorities to ensure that all your activities are geared towards your vision and purpose. Don’t be waster of time- a valuable resource. There is time for your purpose of living. Maximize and optimize it. The time is limited.
6. Re-direct your innate energies wherever you have engaged yourself in irrelevant and unnecessary matters such as jestings, improper entertainments, idle talks etc. You will be held responsible for what whatever becomes of your life.
7. Draw a policy with clear, well-defined objectives. Let your plan be definite and detailed so that you can run very well in your pursuit of purpose.
8. Set achievable goals to realize the vision. That amounts to strategic implementation strategy. The goals are the small modules of operation into which the vision is broken for efficiency.
9. Kick start your programmed policy of vision and purpose. Promptness to action is imperative in one’s pursuit. Procrastination will defer your personal fulfillment in life.
10 Make necessary adjustments and modifications. The purpose of God is fixed but program set-up for realizing it is subject to changes because of unforeseen challenges that will arise at certain points. To circumvent them may call for definite changes.
11. Build yourself, your profile and your portfolio as you go from phase from phase in the journey of life. This is done by getting more skills, training, virtues, ideas, etc from time to time.
12. Relax your mind and body. Recreation is a part of life. This enhances your productivity and performance. That is a health tip for you.
Take control of life for your own good. Cultivate an attitude of excellence towards achieving your goals. It is quite vital that you have a network of value – adding friends. Stop being a mediocre! Life can be enjoyed maximally and optimally in spite of some threatening challenges that sometime wound up around an individual.
Be in charge.
Take charge.
Be in full control lest you become a product of circumstances.
Click here to get
The Super Mind Evolution System and Law Of Attraction Software To Engineer Yourself for Excellence
Life is said to be a dynamic because it is a function of certain ‘cosmos laws’ that direct its affairs and it is such that if left uncontrolled, they will act in mastery over persons who are under its influence. For this reason, many people’s experiences have shown that life does not readily give what man desires or expects. All things in nature work by principles (which we have termed cosmos laws).
In the real sense of it, life should be an enjoyable moment of one’s existence as a living being, but it will not readily deliver such expectations unless one works by essential principles that will yield desirable results for one’s good.
Therefore, every man should be ready to take responsibilities with a dogged commitment to reign in life. If you don’t dictate to life what you want from it, life will give whatever pleases its sense of judgment, and this is usually far below what is desirable. One must be active as well as proactive. To be passive – doing little or nothing to harness the principles and forces of life – will pull you towards a direction that is frustrating and disappointing.
Inarguably, some are ‘great’ while some are ‘small’, the difference being the manner in which each category takes, handless and manages life. That difference, no matter how small, is an extra mile that the great minds cover. That makes them extraordinary. That extra is excellence.
To someone, life is hard; to another, it is pleasant. So, life means different things to different people because of different inputs involved. The big question before you is: what do you want out of life?
Now, if you are in such a state that you know there is got to be more to the life that you are living now, the following guidelines could be of help, if and only if you want to move from where you are to where you should be. The guidelines, though not exhaustive, are a part of the instruments that will put the cosmos laws together to make things work for your excellence in life.
1. Search yourself and provide a definite answer to this question: who am I? The discovery of your real self is tied to the discovery of your purpose of living, and vice versa.
2. Examine your attitudes to life. Pour attitudes (such as pessimism, slothfulness and thoughtlessness) will only put you on low levels where you will be a slave or product of circumstances.
3. Define your problems, be it spiritual, professional, or intellectual, and then solve them. If spiritual, seek God. If professional, upgrade your profile. If intellectual, renew your mind.
4. Diagnose and cure your weaknesses (such as anger, temper, carelessness, indulgence, forgetfulness, impatience). Potentially, weaknesses, if left uncontrolled, are breakers. They can break your marriage bond, break your business, and break your viability in life.
5. Re-evaluate your priorities to ensure that all your activities are geared towards your vision and purpose. Don’t be waster of time- a valuable resource. There is time for your purpose of living. Maximize and optimize it. The time is limited.
6. Re-direct your innate energies wherever you have engaged yourself in irrelevant and unnecessary matters such as jestings, improper entertainments, idle talks etc. You will be held responsible for what whatever becomes of your life.
7. Draw a policy with clear, well-defined objectives. Let your plan be definite and detailed so that you can run very well in your pursuit of purpose.
8. Set achievable goals to realize the vision. That amounts to strategic implementation strategy. The goals are the small modules of operation into which the vision is broken for efficiency.
9. Kick start your programmed policy of vision and purpose. Promptness to action is imperative in one’s pursuit. Procrastination will defer your personal fulfillment in life.
10 Make necessary adjustments and modifications. The purpose of God is fixed but program set-up for realizing it is subject to changes because of unforeseen challenges that will arise at certain points. To circumvent them may call for definite changes.
11. Build yourself, your profile and your portfolio as you go from phase from phase in the journey of life. This is done by getting more skills, training, virtues, ideas, etc from time to time.
12. Relax your mind and body. Recreation is a part of life. This enhances your productivity and performance. That is a health tip for you.
Take control of life for your own good. Cultivate an attitude of excellence towards achieving your goals. It is quite vital that you have a network of value – adding friends. Stop being a mediocre! Life can be enjoyed maximally and optimally in spite of some threatening challenges that sometime wound up around an individual.
Be in charge.
Take charge.
Be in full control lest you become a product of circumstances.
Click here to get
The Super Mind Evolution System and Law Of Attraction Software To Engineer Yourself for Excellence
10.03.2011
SEVEN PRINCIPLES OF FINANCE: TAPPING YOUR FINANCIAL IQ
To everything in life, there is always at least a concept that guides its activity. Here are seven key factors that will help give core values to money. Money is more or less a principle...an idea...
FINANCIAL VISION
The beginning of any lasting wealth is financial vision. In effect, vision as compared to money is the start-up capital for wealth creation. Money is just a result, a fruit, a product of work done to achieve the vision. Financial vision is a clear idea of a level of prosperity that you desire to reach over a time frame. It also includes a detailed understanding of possible legal ways to get there - both online and offline. Many people lack financial vision - they only make a living from day to day to keep their livelihood.
FINANCIAL LITERACY
Financial literacy is the minimum but sufficient knowledge required to make and manage money. Money is a principle which could be termed as 'cash flow', that is, how money walks and works around the globe, flowing out as well as well flowing into a specific port of calls -these include property market, capital market, paycheck, ATMs, banks, etc. It is better to understand money as a principle, rather than just some currency notes being used as a mean of exchange. There are factors that define how it is produced and used. When you know how money operates, you will be able to control your cash flow for your own advantage. Financial literacy tells you what pumps money into your purse or account, and what sucks money out of it. See, money is not static. Also, you will be able to interpret financial statements.
FINANCIAL INTELLIGENCE
It refers to mental prudence that enables you put value on money such that you know how and when to count your 'numbers' very well from your financial literacy. Money is dynamic: it does not keep a single phase of operation. Money flows in the direction that your 'numbers' determine based on your choices and decisions. Your number could either be positive or negative. If it is positive, you have a credit to your financial base; if it is negative, you have a debit to your account. Financial intelligence will guide your decisions on the flow pattern of your money. It will help you differentiate between your wants and your needs. It will tell you to stay within the limits of your income, thus living below your means. It will help you analyze your cash flow so as to weigh outflow against inflow of money. Also, it tells you to choose debit cards rather than credit cards, thereby putting checks on your spending tendencies and indebtedness.
FINANCIAL PLANNING
Take it or leave it. There is always an emotional dimension to money. Money comes with the instinct to spend it compared to saving it. So, some would feel like buying this or that with their money. Here comes the need for financial planning. This refers to assigning specific functions that your money will perform per time. You will identify key areas where you want to put your money, and what each should take. This is similar to fiscal budgeting. By this principle, determine, how much to put into a business and how much gain is possible so that you can know if it is viable. Avoid emotional spending as much as possible. May I tell you this: online business people know the psychology of spending and therefore have learnt to write sales letter that pull your legs emotionally so that you can buy from them by making you to feel that you will have regrettable loss if you decline. It is not true. Learn how to hold yourself before you opt for any offer. You may end up buying what you do not need. So, always have a plan for your money. One more word, do you like window shopping? You end up buying it if you have no plan beforehand!
FINANCIAL MANAGEMENT
Money is like a personality which loves to dwell with a well-behaved person. So do not handle money anyhow: you have to manage it wisely if you don't want it to slip off your hands. Keep track of your expenses since they will always tend to equate or outgrow your incomes. If they are equal, you have no savings - you live from hand to mouth. If the former exceeds the latter, you are in debt. It is left for you to suppress that trend. To do this, follow a scale of preference by arranging your needs in order of importance. Address the first-three and apply a delayed gratification to the ones down the scale until you have more resources to take care of them. This takes self-discipline. In addition, try to save at least 10% of your income. You do not make money to spend it just like that! That's why some cannot but live from hand to mouth. You make money to spend a part, save a part, and invest a part. Besides, learn to be economical; do not overspend your financial resources.
FINANCIAL BALANCE
Practically speaking, financial literacy and financial intelligence will help you maintain financial balance in the sense that you will be able to identify the nature of the physical forms that your money take up when it is flowing out of your pocket. This gives you an overview of how your money performs in any transaction or material acquisition. Financial balance usually have two columns as exemplified below
Assets
Insurance policy, fixed deposit, stocks, bonds, mutual funds, shares, etc।
Liabilities
Personal house (maintenance and taxes; Personal car (depreciating factor), loans, debts, etc.
* Assets generate inflow of cash into your pocket in a short-term, medium-term, or long-term benefit while liabilities take money out of your pocket.
Needs
may not be deferred
Wants
may be done without
Credits
to your account
Debits
from your account
Profit
for your business
Loss
to your business
FINANCIAL EMPOWERMENT
That is, build your financial base. To create wealth, you give power to your money to work for you. Money earns money; money makes money. Learn to invest a portion of your money. One of the major secrets of money-makers is that they will seek for a way to put something (product or service) into your hands so as to pump some bucks out of your pocket. That's what you should do too! Commit yourself to wealth creation. Let your money go to the capital market. Convert some into shares, bonds, or mutual funds. I suggest you lay your hands on any internet business that requires low start-up capital and that matches your interests/hobbies/potentials. There are some who have made hundred and thousands of dollars in the past few years. Remember George Allen? That's a word of advice for those who earn meager wage or salary and who are looking for a way to multiply the little bucks. You can start a cyber corporation. However, you must learn by reading published materials that will help you achieve you financial vision. Mental empowerment takes precedence over financial empowerment. In effect, mental attitude determines who will be poor and who will be rich.
When you compound the above principles, you are poised for financial prosperity. It is a state for further business expansion and integration, for free-will donations, and for savings. It is a condition whereby your income is much more greater than your expenses.
Click here to get
The Science of Getting Rich Program. It's a great way to start building life wealth
FINANCIAL VISION
The beginning of any lasting wealth is financial vision. In effect, vision as compared to money is the start-up capital for wealth creation. Money is just a result, a fruit, a product of work done to achieve the vision. Financial vision is a clear idea of a level of prosperity that you desire to reach over a time frame. It also includes a detailed understanding of possible legal ways to get there - both online and offline. Many people lack financial vision - they only make a living from day to day to keep their livelihood.
FINANCIAL LITERACY
Financial literacy is the minimum but sufficient knowledge required to make and manage money. Money is a principle which could be termed as 'cash flow', that is, how money walks and works around the globe, flowing out as well as well flowing into a specific port of calls -these include property market, capital market, paycheck, ATMs, banks, etc. It is better to understand money as a principle, rather than just some currency notes being used as a mean of exchange. There are factors that define how it is produced and used. When you know how money operates, you will be able to control your cash flow for your own advantage. Financial literacy tells you what pumps money into your purse or account, and what sucks money out of it. See, money is not static. Also, you will be able to interpret financial statements.
FINANCIAL INTELLIGENCE
It refers to mental prudence that enables you put value on money such that you know how and when to count your 'numbers' very well from your financial literacy. Money is dynamic: it does not keep a single phase of operation. Money flows in the direction that your 'numbers' determine based on your choices and decisions. Your number could either be positive or negative. If it is positive, you have a credit to your financial base; if it is negative, you have a debit to your account. Financial intelligence will guide your decisions on the flow pattern of your money. It will help you differentiate between your wants and your needs. It will tell you to stay within the limits of your income, thus living below your means. It will help you analyze your cash flow so as to weigh outflow against inflow of money. Also, it tells you to choose debit cards rather than credit cards, thereby putting checks on your spending tendencies and indebtedness.
FINANCIAL PLANNING
Take it or leave it. There is always an emotional dimension to money. Money comes with the instinct to spend it compared to saving it. So, some would feel like buying this or that with their money. Here comes the need for financial planning. This refers to assigning specific functions that your money will perform per time. You will identify key areas where you want to put your money, and what each should take. This is similar to fiscal budgeting. By this principle, determine, how much to put into a business and how much gain is possible so that you can know if it is viable. Avoid emotional spending as much as possible. May I tell you this: online business people know the psychology of spending and therefore have learnt to write sales letter that pull your legs emotionally so that you can buy from them by making you to feel that you will have regrettable loss if you decline. It is not true. Learn how to hold yourself before you opt for any offer. You may end up buying what you do not need. So, always have a plan for your money. One more word, do you like window shopping? You end up buying it if you have no plan beforehand!
FINANCIAL MANAGEMENT
Money is like a personality which loves to dwell with a well-behaved person. So do not handle money anyhow: you have to manage it wisely if you don't want it to slip off your hands. Keep track of your expenses since they will always tend to equate or outgrow your incomes. If they are equal, you have no savings - you live from hand to mouth. If the former exceeds the latter, you are in debt. It is left for you to suppress that trend. To do this, follow a scale of preference by arranging your needs in order of importance. Address the first-three and apply a delayed gratification to the ones down the scale until you have more resources to take care of them. This takes self-discipline. In addition, try to save at least 10% of your income. You do not make money to spend it just like that! That's why some cannot but live from hand to mouth. You make money to spend a part, save a part, and invest a part. Besides, learn to be economical; do not overspend your financial resources.
FINANCIAL BALANCE
Practically speaking, financial literacy and financial intelligence will help you maintain financial balance in the sense that you will be able to identify the nature of the physical forms that your money take up when it is flowing out of your pocket. This gives you an overview of how your money performs in any transaction or material acquisition. Financial balance usually have two columns as exemplified below
Assets
Insurance policy, fixed deposit, stocks, bonds, mutual funds, shares, etc।
Liabilities
Personal house (maintenance and taxes; Personal car (depreciating factor), loans, debts, etc.
* Assets generate inflow of cash into your pocket in a short-term, medium-term, or long-term benefit while liabilities take money out of your pocket.
Needs
may not be deferred
Wants
may be done without
Credits
to your account
Debits
from your account
Profit
for your business
Loss
to your business
FINANCIAL EMPOWERMENT
That is, build your financial base. To create wealth, you give power to your money to work for you. Money earns money; money makes money. Learn to invest a portion of your money. One of the major secrets of money-makers is that they will seek for a way to put something (product or service) into your hands so as to pump some bucks out of your pocket. That's what you should do too! Commit yourself to wealth creation. Let your money go to the capital market. Convert some into shares, bonds, or mutual funds. I suggest you lay your hands on any internet business that requires low start-up capital and that matches your interests/hobbies/potentials. There are some who have made hundred and thousands of dollars in the past few years. Remember George Allen? That's a word of advice for those who earn meager wage or salary and who are looking for a way to multiply the little bucks. You can start a cyber corporation. However, you must learn by reading published materials that will help you achieve you financial vision. Mental empowerment takes precedence over financial empowerment. In effect, mental attitude determines who will be poor and who will be rich.
When you compound the above principles, you are poised for financial prosperity. It is a state for further business expansion and integration, for free-will donations, and for savings. It is a condition whereby your income is much more greater than your expenses.
Click here to get
The Science of Getting Rich Program. It's a great way to start building life wealth
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